This is probably one you have seen, found in most of the Eastern and Southern U.S. all the way south to Argentina, the Fiery Skipper, Hylephila phyleus (my gallery link). Like many butterflies, the top and folded wings views are different and distinct. Here’s a shot from the Caribe of both views, and of course the one with a bee in it made me smile! 🙂
¡Pura Vida!