Being Poor in Costa Rica

Even though Costa Rica does not have all the “safety net” programs of the U.S. (though free medical care & education), plain ol’ regular daily life for Ticos (and most expats) is easier here for the poor than in the states. (And that is even with CR having the highest cost of living in Central America.) I’m first motivated to say this because of the latest article in the “Live in Costa Rica” blog:

It is better to be poor in Costa Rica than the United States

Also because I know that there are people from the States living here on no other income than their monthly Social Security check. A person can live solo here on a thousand dollars a month, though very simply. For residency (like Green Card in States) you must prove income of at least $1,000 a month. I think it would be much more difficult to live on that in the states! (And by the way, I meet that requirement by having my SS Check auto-deposited in my Costa Rica bank account. )

In fact there is a whole website & tour/conference program here entitled Retire in Costa Rica on Social Security.  George supposedly shows you how to do it. (Disclaimer: I have not participated in his tour/program but like his concepts and his Intro Video!) On his site he quickly refers you to another blog/website that I know from experience helps you with specific budgeting:  Retire for Less in Costa Rica.  I highly recommend their newsletter/blog as the best for someone retiring here on a tight budget. It just may be my favorite newsletter on retiring in Costa Rica!

Remember that a large number of Ticos live here on less than a thousand dollars a month (even families). They do not travel somewhere every month like me nor have some of the luxuries I have, nor eat out in restaurants, but they are very happy and live productive lives in one of the happiest countries in the world. And like me, most have no car!   🙂   That is one of my biggest savings and helps me to afford my monthly travels, thanks in part to affordable public transportation!

I do not talk budget/expenses much – not the focus of my blog – but it is the purpose of the two blogs linked above. If you are concerned about affording retirement in Costa Rica, you must subscribe to the Retire for Less in Costa Rica blog/newsletter and check out the social security one.

Then come experience the tranquil life of adventure and happiness in the land of Pura Vida  –  Rich or Poor!     🙂

The Feature Photo is a current shot of the fading graffiti on the wall behind our public college-prep high school, Colegio Liceo Atenas. It may not have been intended to represent poverty, but it seems to fit for me.  🙂   The phrase written to the left of the face, No dejemos que los niños pierdan su sonrisa.   is roughly translated:   “Let’s not let the kids lose their smile.”   And the schools along with the Catholic Church work hard to help those in poverty, especially children. I find happy children in the poorest neighborhoods I walk through. As my grandmother used to say, “In life you do the best you can with what ya’ got.”    🙂    And that is . . .  

¡Pura Vida!

Jaco-Carara -THE BOOK!

From expansive beaches to overpowering vistas and sunsets dotted with colorful tropical birds – my newest photo book captures the magic of where I live as well as any! With it my photos show the adventure of birding in three hotels just an hour from Atenas — Punta Leona Resort,  the Macaw Lodge and my recent visit to Villa Caletas, all with easy access to beaches, Carara National Park and Tarcoles River plus each having their own private forest reserve and trails. Nature at its best! All in one beautiful photo book!

You can preview the entire book electronically online at:

https://www.blurb.com/b/9601292-jaco-carara-birding-hotels

Or click the image of the book cover below:

Jaco-Carara

And if interested is purchasing a copy, Get 40% OFF through Monday 12 August by using the Discount Code LAZYDAYS4T at checkout.

Retired in Costa Rica

¡Pura Vida!

Villa Caletas Photo Gallery

I just uploaded the last photo I’ve chosen to share from a very photogenic resort! I’m pleased with a lot of the photos and you can see them in the gallery at:

https://charliedoggett.smugmug.com/TRIPS/2019-July-28-31-Villa-Caletas-Jaco

Or it may be more fun   🙂   to click the image of the first page:

2019-08-02
Click above image to see the gallery.

Villa Caletas Website

¡Pura Vida!

“Hardships” Americans Have Here

Christopher Howard’s Blog “Live in Costa Rica” quoted a list of things from still another blog call “Tico Bull.” It is titled:    WHAT IS CONSIDERED NORMAL IN COSTA RICA, BUT NOT ACCEPTED BY FOREIGNERS

I encourage you to follow the above link to his original article and maybe get acquainted with his blog. BUT, I wanted to “update” or add my comments to the list in dark red that he copied from Tico Bull below:

The following list is a generalization, though, so obviously doesn’t apply to all Americans and Canadians.

  • Not being able to pay a bill by mail (send in a cheque). In the past, you had to go to a particular business to pay a bill, now it can be paid online or at the bank or supermarket, but no check in the mail. Through my local bank I have all my regular bills “auto debit” paid automatically except my rent because my landlord uses a different bank. 
  • Not being able to receive mail at your home, six days a week.
  • Not being able to send mail from your home, six days a week.
  • There is periodic home mail delivery in Atenas (and some other towns), but if you are not home the carrier will often just stick it in the gate and wind can blow it away, thus I have a moderately priced post office box for my mail address to avoid worrying about being home when the mail carrier comes. Plus I have a U.S. Address in Miami through Aeropost.com for some mail which I pickup at the Aeropost office in Alajuela when I am notified by email. Going there on a free bus.
  • Not having Amazon Prime. Similarly Netflix is hugely different here with not nearly as many movies included because Hollywood wants each country to pay some outlandish fee to “license” the showing of their movies in that country. Here you get lots of Spanish language movies with a limited number of usually older American films plus lots of TV shows and fortunately a lot of nature shows, Nat Geo stuff, etc. Some of it is in verbal Spanish with English subtitles available, though more is in the original English with Spanish subtitles available. My personal default setting on Netflix CR is verbal English with Spanish subtitles which helps me a little in learning to speak Spanish. 
  • Knowing that even if you order something online, there is a good chance that someone in customs will decide they want it and confiscate it. Using a service like Aeropost.com for internet orders solves that problem as they walk it through customs and have insurance on your orders. It is expensive, but most of the cost is the customs charges or import taxes. Worth the cost to me. I order everything on the internet sent to my Miami address at Aeropost. 
  • Having to pay very high import taxes on any package that gets through, including items confiscated out of it.  Import taxes & Sales Taxes are high here, but there is no income tax nor much property tax, so it kind of evens out for most people. 
  • High priced cars.  I have no car here and walk or use taxis locally and buses to other towns which are free or discounted for a senior adult. I go to Alajuela regularly by bus totally free!
  • Towns and villages that have either dirt or gravel roads. This is changing rapidly! i.e. Atenas Central is all paved, though a few rural roads out of town are still gravel. “Backwoods” or out of the way places are still not paved and the popular tourist town of Monteverde is one example, but they are paving the highway to there as we speak!  🙂
  • The necessity to have very good home security, either through iron bars at the windows, high walls, dogs, security guards, or all of the above. Americans and Canadians typically don’t wall their properties; dogs are pets; and enjoy large, plate glass windows with no need for security bars over them.  I’m in a “gated community” called Roca Verde with an entrance gate and 24 hour guard service and we rarely have a problem. I’m in a “casita” or little rent house on the fenced & gated property of a big house and I have no bars on my windows and no dog and have never activated the built-in burglar alarm. I used to leave everything open and unlocked even at night, but one evening someone walked into my house while I was there and grabbed my cell phone and left. That and a backpack being taken from the floor of a touristy sidewalk cafe in Puntarenas my first year here are my only two robberies. Common sense helps, like I lock my doors by nightfall now and hang on to my backpack. 
  • The need for women to hold their purses at all times, never putting them on a bench or a chair beside you or it might get stolen.
  • The assumption that if a repairman comes to your home, he will speak to the man of the house, rather than the lady of the house—even if she knows more about what needs to be repaired than her husband. This is changing now with so-called chauvinism frowned upon by all generations, especially the younger. There is a high respect for women and all older people. 
  • The extreme caution one must take before letting someone (repairman, employee, new acquaintance) into your home because he/she might come back and steal from you later.
  • If something is accidentally left somewhere, you can know that someone else took it. There is no going to lost and found to see if the item was turned in. Depends on the place or people there. I’ve returned to a business for an umbrella left and it was still there and once briefly left my wallet and got it back. 
  • Each culture is different. American and Canadian culture has a few things that other cultures view negatively. But there are always reasons behind cultural differences.
  • As an Italian, for example, we are loud, especially among a group of friends. Americans and Canadians love their large personal space. Costa Ricans and most Latin Americans can’t understand stand. Nor Europeans for that matter.
  • In addition, the majority of Americans, Canadians and Europeans have a level of personal honesty and integrity not always seen in Costa Rica, despite Ticos adopting much of North American and European cultures. An example of that is eating at a mall food court, but ladies won’t hang their purse or he his backpack on the back of the chair.
  • Living in a home with huge windows with no bars is unheard of, unless living in a gated community, but even then it won’t be surprising that someone will put up bars. For example, as I write this, I am looking out of my big glass window onto my yard, about 30 meters from the street. The window has bars, but I refuse to put up razor wire on the metal fence. I have dogs.
  • In closing, generalizations can be helpful, but they need to be understood for their limitations. Each culture has beauty if you’ll take the time to look, adapt and adopt the “pura vida”.  Maybe his most important statement!

Much of this sounds like a typical “negative American” who criticizes everything not American and thus really has no business living here. Most of the above is true to some degree, though the dishonesty and thievery by Ticos is greatly exaggerated and in my small town I find almost everyone to be honest and very helpful to or accommodating of foreigners. And remember that you are the foreigner, not them.   🙂

It is essential that one adapt to the local culture when they move to another place anywhere in the world and recognized that it is yourself that is “abnormal” not the locals. You try to speak the language and go with the culture and they will love you and help you in every way possible! I’m amazed at the many Americans who in the states expected Mexicans and Cubans to learn and speak English there, but they don’t even try to learn Spanish here! They become “The Ugly American” of the 1958 novel by Eugene Burdick and William Lederer.   🙂

¡Pura Vida!

Garden Visitors

This morning a quick walk through my garden gave me photos of these four butterflies plus I kept seeing a bright yellow one (probably one of the Sulphurs) who would never slow down enough for a photo. But here’s the four I got (CLICK to see larger):

 

There is nothing in a caterpillar that tells you it’s going to be a butterfly.

~R. Buckminster Fuller

 

See all my butterflies in my Costa Rica Butterflies  Photo Gallery!

 

¡Pura Vida!

VAT and Other CR Negatives

The featured photo today has nothing to do with the article, but I liked it and never found the right place to use it in all my reports on Xandari. It is a Rufous-capped Warbler peeking around a leaf in the Xandari Gardens. Now my post on both negatives and positives of living in Costa Rica   🙂

NEGATIVES

This last month we got a new tax in Costa Rica, as if we didn’t have enough, the “Value Added Tax” was passed by the legislators to replace a 13% Sales Tax on a limited number of items which in essence just expands the sales tax to almost all items and even services now, still at 13%. For example, my National Healthcare Insurance fee (based on my income) was 13% more this month with the VAT as was my meal in a restaurant last night. The Costa Rica Star English Language online newspaper had this article: Crazy New Tax Laws in Costa Rica That you Need to Know About. And remember that this is on top of one of the highest import taxes (Trump would love) making cars very expensive here. BUT, we have no income tax and one of the lowest property taxes in the world. So, maybe it evens out?

Yet Christopher in his “Live in Costa Rica Blog” had this to say recently with his biggest specific complaint being the economy of Costa Rica:

Negative Things About the “Real” Costa Rica
http://www.liveincostarica.com/blog/2019/06/negative-things-about-the-real-costa-rica.html?

Also from that blog is this interesting article, not necessarily negative, but for a lot of negative/critical Americans it is:

How Difficult is it for Retired Expats to Have Costa Rica Friends?      https://www.liveincostarica.com/blog/2019/07/how-difficult-is-it-for-retired-expats-to-make-costa-rican-friends.html

It really boils down to your attitude towards locals as an expat. One reason I liked Costa Rica better than Panama for retirement is because the retired Americans are not quite as segregated into English-speaking groups here as in Panama, nor is the country as “Americanized” as Panama, but unfortunately we do have segregation here too and some Americans who never intend to even try learning Spanish. (I’m not very good, but I try daily.)

Now as one who also tries to stay positive I cannot complete this article on negatives without at least two positive!   🙂

POSITIVES

Two stories of interest for anyone considering a move to CR or any other country: (1) About a man who came 50 years ago as a Peace Corp worker and still lives here and   (2) Another useful article on “Why move to Costa Rica?”

This link takes you to the online English Language Magazine, El Residente, for the organization Association of Residents of Costa Rica, ARCR that has articles like these in every issue. It is free for members and if thinking of moving here, I encourage you to join ARCR. They will be your biggest help when you finally take the big step! And that’s another positive!   🙂

¡Pura Vida!

 

Brilliant! The Book

Because it was a special week, I’m doing a second book on Xandari where I celebrated my birthday last week. It was such a colorful week, I titled it “Brilliant!” Follow the link to a free online preview of the book showing 82 of my photos. Or click this smaller image of the book cover below:

Brilliant Book cover
Click cover to Preview the book online.

Also see the 2019 Trip Gallery for this week. 

Or the older 2018 Xandari Trip Gallery

And my photo book for that year’s visit titled Xandari Enchanted by Nature

A truly amazing place!

Xandari Nature Resort

¡Pura Vida!

Macaw Lodge Photo Gallery

I completed my “Trip Gallery” of the 6 nights at Macaw Lodge, Carara National Park, Costa Rica. It is another fabulous nature retreat in Costa Rica and I hope you check out some of the photos I have posted. You can click the print screen image below or this web address:  https://charliedoggett.smugmug.com/TRIPS/2019-06-18-24-Macaw-Lodge

2019-06-27
Click gallery page above to visit it.

“A great photograph is a full expression of what one feels.”
— Ansel Adams

Macaw Lodge Website

¡Pura Vida!

Evening Gardening

While I was out for dinner between 5 & 6 at Parrillada Androvetto Atenas for my weekly steak at the the place in Atenas with the best meats in my opinion, my gardener Cristian came to do the little job I had requested and then sent me a WhatsApp cellphone photo of his work since I was not there. Ahhhh! The joys of being “Retired in Costa Rica!”

red.anthurium.flowers-450x540On the back side of my house the tile sidewalk continues alongside a concrete retainer wall with a narrow flower bed totally in the shade. Much of what was there had died out and I asked for a re-planting, just some interesting green plants that grow in the shade (sombra). The first photo below is the one Cristian sent me and the second one I took from the other direction after I got home about 6:15 when it is dark here. (Both sunrise and sunset year-around here is between 5:15 and 6:15, meaning 12 hour days and 12 hour nights year-around.) I did have my garden lights on which helped with the photo.  🙂 And he not only put a variety of green and colored leaves but also included two flowers, two Anthuriums! Now the one bare spot I had to see when I walk through my garden is again beautiful and will “fill out” or “fill in” as the plants grow. Another beautiful rainy season in Costa Rica!   🙂

IMG-20190612-WA0000
The photo Cristian sent me of his plantings
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My photo from other direction in the dark with lights on.

“Flowers… are a proud assertion that a ray of beauty out values all the utilities in the world.” – Ralph Waldo Emerson

¡Pura Vida!

 

P.S.

I recently discovered on our limited Costa Rica Netflix a fun BBC gardening show call “Big Dreams Small Spaces” with the famous English gardener Monty Don helping people turn ugly little yards into beautiful gardens of their dreams. A fun diversion! Check it out!   🙂

A Timeline on Moving to Costa Rica

Over the last 5 years I have shared many details of my timeline of moving to Costa Rica, but it is always good to see someone else’s especially a couple’s and one of the best I’ve seen recently is

Our Moving to Costa Rica Timeline: All the Steps Along the Way, by Rob Evans

Version 2Now that link should take you directly to the article but if it doesn’t, then note that it is in this month’s or June 10, 2019 issue of the Newsletter from my friends Paul & Gloria: Retire for Less in Costa Rica    which link should take you to the issue of their newsletter with Rob’s article. Just scroll down to the article. And by the way, if you are seriously considering a move here, you need to subscribe to Paul & Gloria’s newsletter for so much of the little nitty-gritty practicalities and also to learn how they save money much better than me.

The Evans’ did not use ARCR like me and did a lot of other things differently. It will inspire you if you are one of my readers considering a move here. Check it out! There are many different ways to get here!  🙂