Due Diligence when relocating to Costa Rica

Because I know there are several readers of my blog who are considering relocation to Costa Rica for retirement like me or other reasons, I must link to this article: Due Diligence when relocating to Costa Rica on the Live in Costa Rica Blog and Tour website. It is one of the best summaries I’ve seen yet of some basics which you must consider if you are even thinking about moving to Costa Rica.

Landing in Limon for my annual Caribbean Trip.

And the feature photo at top is my shot of “Whale’s Tail Beach” Uvita from a plane.

My 3 Most Important Things to Do Before Moving to Costa Rica

Continue reading “Due Diligence when relocating to Costa Rica”

VAT and Other CR Negatives

The featured photo today has nothing to do with the article, but I liked it and never found the right place to use it in all my reports on Xandari. It is a Rufous-capped Warbler peeking around a leaf in the Xandari Gardens. Now my post on both negatives and positives of living in Costa Rica   🙂

NEGATIVES

This last month we got a new tax in Costa Rica, as if we didn’t have enough, the “Value Added Tax” was passed by the legislators to replace a 13% Sales Tax on a limited number of items which in essence just expands the sales tax to almost all items and even services now, still at 13%. For example, my National Healthcare Insurance fee (based on my income) was 13% more this month with the VAT as was my meal in a restaurant last night. The Costa Rica Star English Language online newspaper had this article: Crazy New Tax Laws in Costa Rica That you Need to Know About. And remember that this is on top of one of the highest import taxes (Trump would love) making cars very expensive here. BUT, we have no income tax and one of the lowest property taxes in the world. So, maybe it evens out?

Yet Christopher in his “Live in Costa Rica Blog” had this to say recently with his biggest specific complaint being the economy of Costa Rica:

Negative Things About the “Real” Costa Rica
http://www.liveincostarica.com/blog/2019/06/negative-things-about-the-real-costa-rica.html?

Also from that blog is this interesting article, not necessarily negative, but for a lot of negative/critical Americans it is:

How Difficult is it for Retired Expats to Have Costa Rica Friends?      https://www.liveincostarica.com/blog/2019/07/how-difficult-is-it-for-retired-expats-to-make-costa-rican-friends.html

It really boils down to your attitude towards locals as an expat. One reason I liked Costa Rica better than Panama for retirement is because the retired Americans are not quite as segregated into English-speaking groups here as in Panama, nor is the country as “Americanized” as Panama, but unfortunately we do have segregation here too and some Americans who never intend to even try learning Spanish. (I’m not very good, but I try daily.)

Now as one who also tries to stay positive I cannot complete this article on negatives without at least two positive!   🙂

POSITIVES

Two stories of interest for anyone considering a move to CR or any other country: (1) About a man who came 50 years ago as a Peace Corp worker and still lives here and   (2) Another useful article on “Why move to Costa Rica?”

This link takes you to the online English Language Magazine, El Residente, for the organization Association of Residents of Costa Rica, ARCR that has articles like these in every issue. It is free for members and if thinking of moving here, I encourage you to join ARCR. They will be your biggest help when you finally take the big step! And that’s another positive!   🙂

¡Pura Vida!

 

FLOWERS de Selva Verde

God’s artistry is different in each and every little blossom and so I continue to show photos of flowers from almost everywhere I visit. Enjoy the photos below as what I call “Nature As Art!” – the name of my short-lived photo business in the states.

Selva Verde Flowers

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Considering a Move to Costa Rica?

If you are one of those readers considering living here or retiring here, I strongly encourage you to get acquainted with the ARCR, Association of Residents of Costa Rica, who will become your best help as you consider and then plan for a move here, with their two-day seminar an absolute necessity for your preparation. In the meantime you might want to consider joining now and receiving the bi-monthly digital magazine El Residente. Hoping that link gets you to the current edition without membership, so you can see all the interesting & helpful articles other expats here write every two months.

And by the way, for those keeping up with me I got back from Selva Verde Wednesday afternoon with a doctor appointment Thursday afternoon and back into life in Atenas when not on a trip. I’m also finishing up my reports on Selva Verde, a good hotel/lodge for nature lovers!

¡Pura Vida!

ARCR Moving Checklist

That will be me in a few months!  🙂
A Biker I photographed near Puntarenas in 2011

I’ve been a member of Association of Residents of Costa Rica (ARCR) since before the summer trip and it is the organization that conducted the seminar as part of the tour and provided me with an attorney who is helping me work through the Residency Application process.

They have helped in other ways and as part of the new member packet, I received a MOVING CHECKLIST FOR COSTA RICA that lists everything that must be done starting at 4-6 months before moving, then 3-4 months, 2 months, 1 month, 2 weeks, 1 week, and 1 day, plus a list for “After Arrival.” I have copied the activities related to me on my own countdown list with the specific dates counting up to December 24, so I will be ready. It gives me more confidence and peace of mind as I check off the things to be done, including my own personal needs. It is too long to place here, but I encourage anyone considering a move to Costa Rica to immediately join the ARCR and pay attention to their great checklist! 

Focusing Day

Hotel Autentico, My Home Base for Two Weeks

First thing after breakfast this morning was walking the 5 blocks to the ARCR office and meeting with my new Costa Rican lawyer, Jose Pablo Carter. He helped me put together the important items from the seminar and create a checklist of what I need to do to gain residency and get moved to Costa Rica. I will include it below. I walked back to my hotel (above) where they know me by name now and the waiters are trying to teach me Spanish. Fun! I did a review of it on TripAdvisor last night. Worked on list and had a sandwich.

In the afternoon I walked down the street again to two banks and only one of them had English as a choice on their ATM for the cash withdrawal I needed to make. Got to learn Spanish!  Then at 3:00 my two-day driver came to show me the city and learn of my housing interests for our all day trip tomorrow to look at apartments and rental houses. I’m not renting now, but I want to see what they look like in different areas and get a feel for what I will try to nail down in 4-6 months maybe. Howard’s tour only showed expensive houses and tourist condos which was my biggest disappointment with his tour. We stopped for afternoon tea at a little neighborhood Soda, a small Tico cafe. Before and after this I typed up my checklist of things to do and had a bowl of mushroom soup and Tres Leches for dinner. Here is timeline:
Step by Step Timeline for Costa Rica Residency
As I understand it from ARCR Seminar and personal conference with Jose Pablo Carter, Lawyer
At Association of Residents of Costa Rica, September 1, 2014
COLLECT NEEDED DOCUMENTS
Send to Jose. I must then arrive within 6 months of earliest date on any of the following documents.
1. Authenticated Birth Certificate with Apostille from State of Arkansas
2. Apostille letter from Social Security proving lifetime pension over $1,000 a month
3. Police Report on me with Apostille and if possible fingerprints
4. U.S. Embassy/State Department Online: Do a Consular Registration for Costa Rica, then save as a PDF file. Print one for this packet of documents & email the file to Jose.
JOSE & ARCR WILL DO ALL THIS WORK IN COSTA RICA FOR ME:
1. Provide Spanish translations of all the above documents as required
2. File my application with the Caja Office
JOSE/ARCR WILL DO AFTER I MOVE:
1. Review my rental contract
2. Get my fingerprints and physical exam that can be turned in after the Caja application is filed
3. Help me open a local bank account
4. Prepare a Costa Rica Will and powers of attorney from copy of my U.S. Wills, etc.
OTHER THINGS I CAN DO BEFORE MOVING
1. Contact Juan C. Calero of Pricose to start INS insurance policy by day I arrive
2. Contact the young doctor from Metropolitano about my sleep apnea and meds
3. Get budget worked out
4. Contact mover, Charlie Zeller
5. Learn more Spanish
6. Get online business settled before the move and ask lots of questions about doing it from Costa Rica
7. See if X or X will let me establish a U.S. physical address with them for my TN Driver License, maybe mail forwarding, and maybe something else.
8. Renew TN Driver License which now expires in 2015
9. Rent PO Boxes from ARCR in San Jose & Miami before I move.
P.S.
NOTE: I ended up not getting an address with ARCR but signed up for Aeropost.com and got a Miami address directly with them and use it now for all shipping and internet orders. I use postal service for most letters but new credit cards can be sent to the Miami address.

 

Just One Day & I’m Nearly Packed

I’m excited and have most of packing done for leaving day after tomorrow morning. I’ve contacted a travel agent about using my last two free days of exploring for a birding trip. I’ll decide tomorrow if I do that and it is likely.

I’m now in the International Living “Costa Rica Insider” Forum, a blog and website full of information to supplement what I get from Chris Howard and the ARCR which I have joined. So there should be no excuse for not having the information I need.

For any family or friends who need emergency contact, I have activated the Global Plan on my Verizon phone. When in San Jose we are at Hotel Autentico, while I’m not sure about the traveling hotels Sunday through Tuesday nights along the Pacific Coast, a different one each night. And if I go birding or whaling, I will be somewhere else on the night of Sept. 3.

Everyone knows that my legal name “Charles” is “Carlos” in Spanish. Well, Chris tells me that my nickname of “Charlie” is “Carlitos” in Spanish. It might be fun to have a new nickname if I move to Costa Rica, but all you Norte Americanos can continue to call me Charlie!