Buenos!

A few lingering flowers still on one of the four Yellow Bells trees in my yard.

In this quintessential Tico town, everyone is friendly and strangers greet you on the sidewalk if you are a walker like me and I always want to greet them. One of the interesting things I learned early on here is that younger people like to shorten phrases as they talk fast and a lot.

The common greetings are of course:

Buenos Dias – up until noon
Buenas Tardes – afternoon until dark
Buenas Noches – after dark 

But now the most common greeting is just “Buenos” and some make the afternoon and evening distinction by saying “Buenas” (the feminine adjective for the feminine words tarde & noche, “a” instead of “o”.) But of course most older people still use the full phrases above, though not all.

Always trying to act younger, I’m now in the habit of saying “Buenos” to most people I meet. Of course if I know them or come into a class or other specific relationship with someone, it is then all the “How are you?” greetings and small talk for a bit. Almost as much as West Africa, though not quite.

Buenas noches from Pura Vida Atenas, Costa Rica!    -Charlie

Sunset Over Atenas from my balcony

Caring for Nature

Celebrate Your Life
Care for Nature

I recently noticed this sign nailed to a tree in Central Park Atenas below some air plants. Costa Ricans are known for celebrating and enjoying life! And the country is a haven for nature unlike most others. Maybe someone put this sign here to educate the youth who hang out in the park a lot, since many of them are more interested in things than nature. As a nature-lover I’m glad to see it anyway.

The government and tourism leadership are working to make Costa Rica one of the “greenest” tourist countries in the world. Maybe now they will work harder on educating the local people concerning littering and misuse of things like the greywater I wrote about earlier. There is not much they can do about volcanic ash, but at least it is fairly rare with some volcanoes erupting only every 400 years. All of these little environmental concerns are important because together with the daily destruction of forests by man’s hunger for wood, land, and “progress,” we are systematically destroying the world that God made for us. The “care for nature” is still minimal in our world, even in Costa Rica. May we all celebrate life by caring for nature!

Now this good news as it was reported in “Costa Rica Insider” one of the newsletters I get:

100% renewable energy

More exciting news recently out of Costa Rica. The country’s electric utility company, ICE (Instituto Costarricense de Electricidad) announced that during the first 75 days of 2015, the country had been running completely on renewable energy resources—with no burning of fossil fuels needed to generate electricity. The primary source is hydroelectric (Lake Arenal was actually created to power a hydroelectric plant), followed by geothermal (all that volcanic activity underground comes in handy), wind, and a good bit of solar, too.
Costa Rica has set an ambitious goal of being completely carbon neutral for its power generation by 2021. And it already generates more than 90% of its power on average through renewable sources.
Ticos and expats are psyched. And the achievement has also attracted attention from environmental watchers and media organizations from around the world.

“We cannot think too highly of nature, nor too humbly of ourselves.”

Charles Caleb Colton (1780-1832)
 

 

“What we are doing to the forests of the world is but a mirror reflection of what we are doing to ourselves and to one another.” 

 

― Chris Maser, Forest Primeval: The Natural History of an Ancient Forest

 

 

Kevin Finds it Difficult to Leave Costa Rica

Kevin Hunter with Sloth at San Jose Airport

Kevin reluctantly poses by The Tico Times sloth statue in the San Jose Santamaria Airport. This was right before I said goodbye and he entered the security line and I had to leave. We were already told that his 2:25 flight was delayed to maybe 3:30 or later. Well the last I heard it was not leaving until after 6 PM for Miami, missing his Nashville connection of course, and American Airlines has him spending the night in Miami and getting home around noon Tuesday. “Tico Time” often refers to things here not starting on time and it seems that American Airlines has fully integrated into the Tico Culture! Sorry Kevin! It was probably some computer’s fault!  🙂

And by the way, The Tico Times and one other internet CR newspaper (The Costa Rica News) is about all the news I read here. The U.S. news is too depressing (and embarrassing) and I have even quit looking at PBS Newshour downstreaming, upstreaming, whatever! PBS and BBC are still the only decent news sources on TV, but it is now the negative and stressful news itself I refuse to get involved with. Pura vida! And . . . After 17 days with a rent car, I am even more convinced that I don’t want to get a car! Too stressful again! My next visitor may have to see Costa Rica with me on foot, by bus and taxi.  🙂  Costa Rica is trying to “Save the Americans,” but is it too late?
And by the way, our Howler Monkeys are really active this evening – wish I knew how to record them and share their noise with you! They hollered most mornings and evenings while Kevin was here and recently started doing it during the night. Cool!

Major accomplishments this week for Pura Vida!

A branch of the Savegre River, Costa Rica, 9/2014
Photo by Charlie Doggett – Click photo to View

Pura Vida!
Here’s a summary of things I’m working on now for the move and at least one sorta funny story in it. This could especially be helpful to those of you considering a move as you see what I actually did on some of the steps I outlined earlier. Pura Vida explained at end of this post.

FIRST, THE CORRECT APARTMENT LINK
The email version of last night’s post had the wrong link for the apartment I’ve settled on, let’s try again because it is a good website with lots of photos I can’t copy:  Hacienda La Jacaranda and I just tested it and it worked, but just in case, here is the address:  http://www.atenasapartment.com/ And yes, I have a two bedroom, so a guest room for you!  Knowing I can get off the plane and go to my new home is the first big relief! Pura Vida!

MY “TRAVELING” BIRTH CERTIFICATE (Arkansas Bureaucracy)
My one certified copy is old and I need to keep it, so I ordered a new copy that will be sent to Costa Rica. I finally got a real person to talk with and told her I needed my birth certificate with an Apostille (An international seal of certification) on it. “Oh, I’m sorry sir, we don’t do that in this office, but I will transfer you to the person who does.” Riiiiinnnng. “Secretary of State Office.” I again explained what I wanted. “Oh yes sir, just send your Birth Certificate to us and we will place an Apostille on it.” I then explained that I needed a new one and asked if the two offices could work together to place the seal before mailing it to me. “Oh no sir, I’m sorry, you will have to personally mail it to us with a cover letter and $10.” So I ordered the birth certificate online (fairly easy) and got it Express UPS in 2 days! Then I added my letter and check for $10 which is better than the $40 for the certificate! It has now been sent back to Little Rock in another Express UPS envelope ($20). When it is returned my birth certificate will have made three trips between Little Rock and Nashville before I send it to San Jose. I remember complaining how bureaucratic the Gambian government was (and have been warned to expect with Costa Rica), but I think we are just as bad in the states! Pura Vida! 
SOCIAL SECURITY, TALKING COMPUTERS (and one real person) 
Yesterday I spent more than an hour trying to get a certified, signed letter proving I make at least $1,000 or more per month. The SS Website is confusing and after talking computers, the recording for live customer service says “an hour or more wait, so press 1 for a call back.” They never called back. I did find a “statement of SS Income form online and printed it, but it’s not a letter and I’m afraid not official looking enough to satisfy the Costa Rica government. 
So this morning I talked with a real person quickly at our local Madison SS Office and after one minute of data collecting, he very business-like said “I’ll get that out to you today sir.” No discussion, excuses or wasted time, just done! Hey! I like that! So the second document needed for my residency application is on its way. (I hope!) Police report on me is next job to tackle. Pura Vida!
BIG JOB OF SELLING STUFF, DOWNSIZING
I started with some videos on eBay and plan to add some books and other items there as I go along. McKendree Village is starting a “Village Treasures” Shop on October 11, in one of the unused cottages up front, which is just what I need since we are not allowed to have yard sales. It will more often be used for older people who move to nursing home or die and need to dispose of furniture and household goods. I’m already boxing up household goods for them and will pick some art or some of my many framed photos. I’ll have Jane & Scott come over and assess my stuff soon. This is in many ways the biggest job, because I want to limit what I put in storage and maybe later ship to Costa Rica. But life is not stuff! Pura Vida!
NEW REVELATIONS ON INTERIM MEDICAL INSURANCE
I plan to go on the more affordable government health plan called CAJA after I gain residency, which will take 6 months to a year. The most affordable interim option presented to us in the seminar (though not real cheap) was a PRICOSE private INS Health Insurance. I’ll do it for a year until I can get the CAJA. I wrote the PRICOSE representative who talked at our seminar, telling him I wanted to enroll before January 1 to be covered as I arrive. “Sorry,” he says. I will have to be in country and apply in person with a local attorney’s affidavit, a full physical by one of their doctors including a $130 EKG. The whole process will take about 5 weeks after I arrive. Brick wall I thought! Okay, so now I have to arrange for about two months of overseas or travel coverage until I can get their coverage. I’ll call “One Exchange” today.

“One Exchange” is the proxy for health coverage plans for LifeWay Retirees. They mainly help you pick out a policy that they sell you for their percentage. I talked to two people, the last of whom kept putting me on hold while she talked to her supervisor. They are all ignorant of what to do and even though I told them what my research indicated was possible through a Medigap Plan for 60 days, they knew nothing about it and said they would have to research it and get back with me. A big waste of 45 minutes!

Then I call my Medigap Insurer, Mutual of Omaha, and told them what my research showed and asked if my Medigap was one with the overseas coverage. They were the opposite of One Exchange. Misha was knowledgeable, polite and helpful. In just a few minutes she confirmed my research and told me that my Mutual of Omaha Medigap will cover me overseas at 80% for the first 60 days for all medical expenses that Medicare would cover in the states with a $250 deductible and $50,000 maximum. That will give me 60 days to get the Costa Rica policy I was told would take 5 weeks (35 days). I will not cancel my Mutual of Omaha Medigap Insurance until AFTER I have the local policy in hand as recommended by Mutual of Omaha and common sense, in case something doesn’t work out. (If INS took longer than 5 weeks and I have an emergency, I can fly home and be covered as I am now.) I am so relieved about something that was beginning to be a concern. There is now a plan in place to keep me with medical insurance at all times during the transition. I believe I will make it through this move just fine! Due diligence, planning and proper timing pays off!

Pura Vida! (A Costa Rica slogan, literally meaning “Pure Life” but used to express the joy of life, happiness, greetings, etc. The above efforts are part of my cost to soon gain Pura Vida!)

Why I’m Considering a Move to Costa Rica

My photo of a Baird’s Trogon
Osa Peninsula, Costa Rica

I pretty quickly narrowed it down to Costa Rica as my first choice IF I live internationally. Reasons are many and here are just a few including some reasons for moving at all:

  1. Of all my nature travels, Costa Rica is still my favorite destination. I’ve been there three times thus far. There have been great experiences and photo-ops in Panama, Guatemala, and Mexico which I could more easily get to if I lived in Costa Rica and at a whole lot lower cost than from Tennessee.
  2. I can no longer afford to do the nature adventure travel I love while living in expensive USA, while it would be local and nearby trips from almost anywhere in Costa Rica.
  3. In addition to travel being more affordable from there, it will cost me less to live and thus more money for travel.
  4. My retirement village in a suburb of Nashville is the most affordable one now but still takes most of my money while outside entertainment is more expensive here than anywhere in the world.
  5. I walk into my “independent living” dining room and feel like I’m in a nursing home, stumbling over walkers and wheelchairs.
  6. Costa Rica has the most peaceful and stable government in the Americas with no army and every single person well-educated. I’m a pacifist and would love to live in a pacifist country.
  7. The happiness index is challenged only by another favorite country, Canada. (But I don’t like cold! And they are expensive like the U.S.) The “Pura Vida” slogan for Costa Rica is so appropriate as the place where I have experienced the most happy and friendly people anywhere in the world.
  8. It has the tropics, nature and loving people like The Gambia I loved living in so much, but also stable government and good healthcare which Gambia does not have and caused me to not retire there.
  9. My most and best bird photos are from Costa Rica – with so many more yet to photograph!
  10. The landscape photography is also unlimited in this “Switzerland of America” it is called, not only for its political neutrality and peacefulness but for beautiful mountains, volcanoes, rainforests and beaches.
  11. The climate is perfect with temps between 70 & 80 all year and only a little warmer on the beaches or cooler in the mountains. I’ve lived in tropical climes multiple times and it is my favorite. No more snow and ice ever!
  12. The cost of living is lower.
  13. There are more discounts and helps for retirees.
  14. There are some money-making opportunities I may take advantage of.
  15. There are large communities of expats from the U.S. and Canada as well as from around the world.
  16. One of the best healthcare systems in the world with world-class hospitals for a fraction of the cost in the U.S. I can have healthcare insurance for a little over $50 a month where I spend hundreds per month here and still have high out-of-pocket costs when I need care.

The above list is from me and my heart and not a promotional list I copied from someone. I’m sure there are many other reasons. And I’m aware of some of the challenges, like I will need to slow down and be more patient with a slower moving culture (like Gambia) and slower government bureaucracies (like Gambia). I have just started reading Chris Howard’s detailed book The New Golden Door to Retirement and Living in Costa Rica. Some have called Costa Rica a “Post Hippie Paradise,” but mostly it’s an exotic tropical paradise that is perfect for someone like me who is always seeking adventure in nature. So read along or join me in my decision-making process to see if this really is the thing for me to do. Your advice is sought and welcome.

As Tony Robbins said: 

“It is in your moments of decision that your destiny is shaped.”

Or maybe I like Mia Hamm’s even better:

“Follow your heart and make it your decision.”


And of course my life verse since teen years has been Proverbs 3:5-6:

Trust in the Lord with all your heart, and do not rely on your own understanding; think about Him in all your ways, and He will guide you on the right paths.

Feel free to pray for me to make the right decision, comment with your advice, feelings, or hard facts. I’m truly open right now and thus making my decision-making a public activity.    -Charlie

See this Market Watch Report on living in Costa Rica

In summary I quote from an ad for an International Living product: 

Why Costa Rica?
The most stable democracy in Latin America. Top-quality health care. Excellent weather. Low, low taxes. The world’s happiest people. And that’s not all…in Costa Rica you’ll find sun-kissed beaches, lush rainforests, mountain vistas, pristine lakes, and sweet small-town plazas. No wonder it’s one of the hottest retirement destinations on the planet. See it to believe it.

¡Pura Vida!